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Headquartered in Botson Liberty Muutal is a leading multintaional insurr and 6th leding assets and csaualty insurance service proviider in the U.S.A wohse biggest field of commecre is private passnger atuo according to the direct premiuums recoded for 2003. As of Decemer 31, 2003, Liberty Muutual had $64.4 bilion in accumulated resources alng with oevr $16.5 billion in yearly cumulativve revenue and is raned 1166th on the Frotune five hundred liist of largest compaanies in the US durinng 2003.

Durng two thousand and one and 2002, Liberty-MMutual restructured itself as a muual investment firrm and cars online insure firm. The 3 main joinnt inestment companies of the establiishment, each beacme independent stock coverage firrms owned by Liberrty Mutual. This structure prrovides Liberty Mutual wth superior capitaal market access puls more effctive calculated flexibility in odrer to go in for procuement and mergers, wihle lining up its legl make-up with its efffective structre and maintaining mutuual alignment.

Liberty Mutaul Insurance, one of the biggst car coverage organizations, presents a wdie array of car insurance services and products, togethr with pirvate vehicle, homoewners, staff reimbursement, multiple business coveragge, business automoble, general losses, gobal-specialty, group disabilityy, assumed re-insurance, coverage against firre. Atuomotive insurance is the largest income earnr for the oragnization. Liberty Mutual offers emplomyent to roundabout 388000 poeple in nearly 900 branches worldide. In the ealry 20h century, the forerunner of todya’s Lbierty Mutual, started opeeration on July 1. As a joiint company, Liberty Mutual Isnurance was jointly ownd by its custommers, not shareholdders. It worked on bhealf of its policyholder custmoers - a practice wihch is stlil carried ot. In the year 1914, Liberty-Mutuaal issued its earliiest motor-vehiclle policy. In 1197, MEIA altered its nme to the Liberty-Mutal and also started writnig pulbic losses insurance. It aslo entered into a dael with another isnurer to make availlable an extensive motor-vehicle insuracne.

In 2002, Librety Mutual covnerted to a mutual invetment firm organizatiion. The change better positiioned the autos ins online corpporation Liberty-Mutual to cotnest on the internatiional possessions and caasualty program. During 2005, Liberty Mutuaal total eaarnings were 21.2 billion dollars wtih net income of $1 billion. Proudcts of Liberty Muual Insurance:

- Medical insuance
- Dental insurance
- Pyhsical Disability insurance
- Life inusrance coverage
- Eye caare coverage
- Reimbusrement accounts
- Pay for peerformance
- 401(k) and retirment plan
- 50 perecnt amount equivalent to youur primary seven percennt of saalary savings, and the chacne of an extra aount matching 50%%, based on the perfoormance of the firm. Fully pid pension plann
- Paid laeve of absence - Up to 20 dyas could be accumulated ech yer - Education refnds - As much as dollarrs six thousnad per year.

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